Is Divorce Looming In Your Near Future?

Is Divorce Looming In Your Near Future?   Did you know that more people decide to divorce in the first four months of the year than any other season? It does make sense. The families have all gotten through the holidays. The spouses may have been giving it one last try to see if the holiday spirit would revive the relationship. Unfortunately in many cases that is not successful. As the marriage continues to unravel men and women begin to take a close look at their lives and realize they may need to prepare for a new start as the possibility of divorce is looming. No matter the season, organizing… Read More

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Holiday Divorce Emotions and Hasty Decisions

  When the holiday season is past us, there will be no more planning, no more shopping, and no more preparing for holiday dinners and guests. Life becomes less flustering and frantic. On the emotional side comes the big let down.  You’ve been trying for quite a while to ignore your feelings. You’ve especially been putting those dreaded thoughts of divorce on a back burner. But they are now bubbling up to the surface and rapidly boiling over the top…   Hasty Post Holiday Decisions Can Bring Costly Mistakes After New Year’s Eve, knowing you will never get back what you had in years past, the post holiday sadness sets… Read More

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Divorce Mediation Facts and How To Prepare

Divorce Mediation Is Supposed To Be Different. I say supposed to be different, because what the legal system calls Alternative Dispute Resolution procedures can be very similar to litigation, or in some cases can be like blindly agreeing to just get it over with. Here are the details for those that are considered “The Latest and Greatest” divorce processes.   Collaborative Divorce with a Mediator Here’s the skinny on collaborative divorce. Husband and wife each hire an attorney. The attorneys try to negotiate a settlement. The major advantage is that this is an out of court process. This is best for those couples who have accumulated a large asset base and… Read More

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Divorce Negotiation Persuasion

Key Divorce Strategy – Art of Negotiation Persuasion Components Needed For Negotiation Persuasion Persuasion is accomplished by using: fact-based narratives, physical evidence (which in many cases is deficient), and the key, the slight twist that’s formulated based upon who you are trying to persuade.                   Are You Ready For Negotiation Persuasion? Once a divorce begins, emotions generally take over and it’s hard to focus. If you can’t focus, you can’t persuade anyone of anything. Common techniques tend to be either temporary, or more of a distraction from your true need to focus on what you’re doing.            … Read More

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5 Divorce Mistakes That Can Cost You Lots of Money… and Sleep

Whoosh! That’s the sound of money from divorce mistakes flying out of your wallet. You chase after it, but never seem to catch up… You’re doing everything you think you’re supposed to, but nothing is working. Your accounts seem to become self-draining, and you can’t seem to stop the leaks. You wonder what you’re doing wrong…  and why this has become so complicated. Chasing your money, running from meeting to meeting… And your emotions are all over the place, like your money. You’re frantic about your future because it seems everything is unknown. Then… suddenly at 3 am… in a panic… you wake up. It was all a bad dream…… Read More

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The Simple Answer To Overcoming Your Divorce Fears

For 15 years I have spoken with many women who have been facing divorce fears – all ages, and with varied income levels and family sizes. Throughout it all there has been one common denominator. In some cases it related to finances, in others it related to children, and of course many related to the emotional aspects of the divorce itself. I say related, because this one common denominator was not related to the divorce process itself. Almost every single individual had major concerns that circled the question “How am I going to survive AFTER the divorce?” This is not “rocket science.” You see it every day with men as… Read More

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How To Avoid Major Divorce Planning Mistakes

Over the past two weeks I have read three financial planning articles on the web, and you might say I was strongly compelled to write about it. Apparently some estate planners have been recommending that after your divorce you should change your will, living will, medical directive and power of attorney. From a practical standpoint, the last thing you want to do is to wait until after your divorce is final to change your Last Will and the associated legal documents. You should seriously review and consider making changes before you even begin to plan for your divorce. In many states attorneys may tell you that once initial papers are… Read More

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Cut Through The Divorce Noise

You’re facing divorce noise, and you need answers. Who do you call for advice? Do you leave home or ask your husband to leave? What about the money?  Who’s going to get the house? How are you going to be able to pay for it? Will you have anything left for retirement? What will your friends and family think? How will the children be able to adjust? Will your spouse make you miserable? How can you possibly get through all this? Take a step back and start planning your Exit Strategy! There are answers to your questions and solutions for your unknowns. And you CAN cut through that proverbial divorce noise.… Read More

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Alimony Income and Mortgages

Question:  IS ALIMONY INCOME FOR MORTGAGES PURPOSES? Below is a recent question from a current client. It is a two-pronged questions involving alimony qualifying for mortgage income and her husband’s lucrative business. “I have a question about going for a loan. If I was able to keep our home and had to refinance, will the lender accept maintenance (alimony) as part of my income? I make very little money now as I have been a stay at home mom for the past 15 years and my husband has his own business which he nets about $200,000 per year. One of our agreements is that I keep the house and don’t… Read More

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Divorce Financial Planning-Disaster Prevention

Like many people, on Sunday mornings I like to read financial news articles while I have the two cups of coffee to get me going for the day. And I usually skim through and like many of us, half read the articles. However today I began reading and became entrenched in a Huffington Post blog article about divorce settlements and planning. It was written by a divorce attorney who has obtained a Master’s degree in counseling and psychology. Interesting I thought, so I read on. Review Divorce Financial Advice Cautiously She spoke about a number of accurate topics regarding settlement agreements and how many women end up with a lifestyle… Read More

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